I'll add some more snippets from conversations between different SEOs
in the form of cosmic noise))))
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As a result, earnings from CPA affiliate programs come down to the following: “offer” target users to go to the advertiser’s website via an affiliate link and buy the product the users need.
Today's examples of income from CPA affiliates are undoubtedly a very worthy option for high-quality sites with a high-quality target audience.
CPA (Cost Per Action) affiliate program is a site that brings together advertisers who are willing to pay for any action on their site, such as registration, an application to purchase a product, or a paid order. The affiliate program itself is an intermediary between advertisers and webmasters, and therefore, as is expected of any intermediary, it takes a portion of the money that advertisers pay us.
- I don't invest in the account, I just got used to spending 5 USD on hosting, another 10 USD on all sorts of little things and have 2K-5K USD per month. An old habit from other topics

I can't get rid of it
- Create content platforms for CPA, but you will only see profits from them in a few months (if there is any)
- No, I already realized that this is a dead end. That's what attracted me to the cpa - to get away from website optimization.
I see for myself - context (direct/adwords), teasers, and new for me targeted advertising in VK and Target-Mail.ru
but I lack experience and a mentor, so I can’t answer the banal question of which offer is better to spin where.
for example, I hardly see the now popular "goji berries" in direct messages, I don't know why.
I read the cases on that link - well, everything seems very simple, too simple.
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I interviewed a webmaster who earned over 4 million rubles in a year from scratch in the CityAds affiliate system on bank offers, having created only 1 financial-themed website for this purpose. The interviewee himself described it as follows: "This is a website that I wrote in 3 days from scratch in a notebook."
The only thing I fundamentally adhere to is creating websites "for myself". No "custom" projects.
You wrote that in a year you earned 4 million rubles from scratch on your own websites, driving “free” (as they call it on Search) credit traffic from search to CPA systems through them.
I believe that online earnings have only now begun to be truly accessible to webmasters. Any business now strives to the Internet. This is the future and it is irreversible.
Even under the best conditions, everything is decided by “pitfalls” - payment terms, compensation for offer downtime, hold (absence), VIP offers, bonuses with refs, for example, etc.
Several projects are like several hares. Running after them all is pointless.
! if the EPC in the offer is, say, 20 rubles, and the webmaster has 3 in the stats, this can only mean one thing: the traffic flowing to this offer is not ready for CPA, i.e. not what is needed. Verified. 100%.
What percentage of those who go from the site to the form to fill out a loan or card, what percentage are confirmed?
The main thing is to understand what to take as 100%. If these are uniques, then the picture will be approximately: 50% - 10% - 1%. The figure is floating. Sometimes it is better, sometimes it is worse + seasonality.
!!! Also, as I understand it, your main trick is that you correctly “prepare” traffic from search engines before draining it into the affiliate program.
Yes. Not all traffic is useful, not all useful traffic is effective. But for 500 unique visitors per day, according to my calculations, I earn 150-170 thousand rubles per month. This means "free" search traffic.
!!! Arbitration.

It's hard to sleep and live when you spend the average worker's salary per day. Or even 2-3. A year ago, I was in the TOP-10 for loans, thanks to arbitration. But my earnings were about the same as now (although now I've almost completely left it). Arbitration is simple, at first glance. Budget - advertising - profit. If profit > budget, then recursively continue, if not, then stop. Problems begin when there is no way to pay for advertising, and the profit from past expenses has not yet arrived. And for CPA, this can be 40-50 days.
It's difficult at first on any of your websites.
Fortunately, search engines are now moving in the opposite direction from the "promotion budget". Plus, you need to interact with users and bring them benefits, information, motivation, etc.
By the way, I didn't set the task for my copywriters to work under "keys". The text is in free form. With one condition - benefit for the reader. That's it! Profit! And not a single link to the texts. Except for those that the readers themselves write on their forums, blogs, Vkontakte, etc.
Have you tried working on the foreign internet?
80-90% of income goes into investment. I want to provide myself and my loved ones with a carefree old age.
Traffic can be obtained using spam, SEO, context, doorways and thousands of other methods, paid and free.
We take the product "Star projector turtle" here, go to wordstat.yandex.ru and enter the name of the product, look at user queries, take the most popular queries and enter them again, but only in quotation marks and with a ! sign before each word, like this: "!projector !starry !sky !turtle" if there are at least about 500 queries, then this is the name for your public. Then everything is as described above. In a week or two, expect the first orders.
Banners; this format is gradually losing its relevance. Banners are clicked less willingly and they convert worse.
Links; links are more likely to be clicked on, and you can also use a call to action in the link texts, and the links themselves are universal and suitable for all sites: forum posts, blog comments, texts on websites.
There is another new format - CPAtext, which allows you to automatically replace all non-affiliate links and keywords with affiliate ones, while the source code will not change (SEO nuances will not be affected).
Visitors can be offered affiliate links that lead not only to the advertiser's home page, but also to a specific product page. This is easily done using a deep link generator.
It happens that the affiliate program of one online store does not bring anything, and the program of a similar, but different online store, gives a solid income. This is normal, so you need to try and experiment before you get a tangible profit.
Only those projects that do not have targeted traffic are not suitable for CPA monetization.
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Well, I haven't believed for a long time that even the approval percentage, for example, for MFOs is 10-15%, in fact, the approval percentage is much higher there. They just give us as much as they think is necessary, they shave absolutely everything.
Fatih Gubaydullin, approximately the same indicators (per quarter): 14.9 refusals, depth 2.9, time on site 3:39
Conversions per 200 unique visitors - 13-15 (sometimes more/less, depends on the day of the week/holidays, etc.).
and in adwords do you need papers to advertise a credit site? like in direct?
- No, they accepted me right away. I even consult with them on this topic from time to time, they are happy to help. They check advertising campaigns for errors, give advice.
Reviews for a reward are not motivated traffic. Motivated, if I asked to fill out an application for money.
And in general, if, say, you start working with an offer and, for example, out of 20 applications, not a single one is confirmed. Is it worth continuing to work with it? Because it feels like the offer is simply engaged in outright scamming and simply gets free clients.
Everything is very sad. They only pay for leads. Anything that requires approval is rejected. As for microloans, only a few approvals slip through, but otherwise it's mostly a rejection.
According to my statistics, out of 20 thousand rubles they pay 5. Probably a good result for an MFO.
you mean to say. MFOs are screwing 75%&
I asked the managers for statistics, the average approval rate is 15%, so I think 25% approval is a good result.
And I excluded offers that basically don’t approve anything, leaving only those that approve at least every fifth application
For example, I received over 20 applications for the new Ferratum microfinance organization in a week (for some reason it was very popular), and all of them were rejected - this is a clear scam, so I excluded all such offers.
Well, in reality, I think that 50% of applications are approved, we just drive free traffic to the offers.
According to my statistics, out of 150,000, on average, about 5,000 are paid out, these are microfinance organizations and loans mixed together.
I decided to diversify traffic to different affiliate networks. In the sense that I pour the same leads to different affiliate networks (in approximately equal quantities).
There are not many statistics yet, but in general, either everyone is equally honest, or everyone is equally scamming. Because the approval percentage is, oddly enough, very similar.
By the way, Mastertarget pleasantly surprised me by offering individual conditions for all offers. Although their links are only on 1 page out of 6 promoted ones.
Overall, the situation is certainly sad... Not only has the number of applications dropped, but the approval process has not "come to its senses". With rare exceptions, only micro or credits/cards are approved per application. The rest are rejected.
Microloans are going well now, I bought a good script that works through the API and sends several applications at once, this is the most profitable option now.
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Found a niche with a lead price of up to 12 thousand rubles. Expensive goods, of course, difficult to sell, but there is demand.
There are no secrets - kitchens from the manufacturer. Average price is 70 thousand rubles. Deductions are quite decent.
At the moment this is the best option, cityads has let me down several times)) I only work with leads and linkprofit
I have been working with directadvert.ru for about six months now and there have been no such glitches as you read about in some affiliate topics.
I don't know about city, I haven't seen any results from them since I registered with Leds.su in 2012, and I've only been working with them. A big plus is that they all have personal managers who always explain everything well and help in case of anything. Now they've added a feature that you can withdraw money from hold on request.
Yes, everyone shaves. First offers, then affiliates. I wanted to add my site to Admitad, they looked at it and set the conditions.
30 thousand rubles in advance + 30% of the income from each transaction. Now calculate. Either you need to raise the price of the product or rip off every second webmaster.
As a result, it is easier for me to provide contextual advertising.
The most important thing in a website is usability and content, here more than half, I think even 90% of them made template websites on WordPress and write content, maybe good, but the visitor will just leave and you will have refusals.
I'm even 99% sure that most GSs wanted to save money, but ended up deceiving themselves)))
I noticed that compared to last year, and even compared to the beginning of this year, with the same traffic volumes, the income from microfinance organizations has fallen.
And since this thread is mostly populated by MFO users, I have a question.
What is your cost per click? To work in the black.
I have been advertising in Google Adwords for a year now, the click price is 6 rubles. At the beginning of the year with such a price everything was very good for me, now not so much, i.e. either zero or a very small plus.
What are your prices per click?
How are you doing? Who has already abandoned the banking topic? I'll say right away: I haven't! Of course, income has dropped due to the devilry of a global scale, but even now I wouldn't change the title of this topic, i.e. it's quite relevant

I invite you to chat.
HELLO! I get 10-15 thousand rubles from 100 unique visitors....before the crisis, with 250 unique visitors, the earnings were the same......Yes, the traffic has dropped, but the money has remained the same.
The site was not made in 5 minutes on the knee. Aggregator of MFIs, with separate pages for each MFI where there are requirements for the borrower, methods of receiving, reviews and with a big red button for each "get a loan". With quick filters by time of decision-making, receiving funds, etc.
And no matter how good the site is, visitors end up going to the offer site, and not everyone gets their applications approved. The average approval rate is 10-15%.
- So work with offers that pay for the application, and not for the issuance, there are plenty of them at the moment, I'm talking about MFOs. Who's stopping you? With your traffic, I would have already moved to live opposite the mausoleum)
I feel sorry for you, it's obvious that you read Danila's manual with your eyes closed (if you read it at all). Your stats say that the site is crap. You need to work hard and analyze, and not just read the thread and wait for the money to start pouring in. I hope you provided the earnings stats for a month, and not for 1 day!
There is money in the topic, but 15 thousand rubles from 100 unique users is a fairy tale if we consider that the average confirmation percentage for microfinance organizations is 15% (I look at my statistics for the year).
The reality is (my numbers): 950 unique visitors per day = 25 thousand rubles of confirmed income and 200 thousand rubles of refusals
there is no benefit now, it is easier to invest this money in texts and be happy)