How to close your debts and loans (last chance for gambling addicts)

Casino Mining Pool strongly recommends against using this method!
Objectively, it is you who will commit fraud. You yourself lost your money in the casino and must be responsible for your actions - life does not end. The casino will defend itself and you may receive a critical counterattack.
We allow this method of saving one's skin only in cases when the question is really "life or death" and there are absolutely no other options to choose life.

I hope that if someone manages to get their money back from the casino, they will thank me.
During my gambling history, I have been "screwed" by a number of casinos. Screwed - scammed. They did not pay out winnings by rewriting the casino rules retroactively, finding a multi-account, but not a single bonus was taken from any of them, or allegedly I used a VPN, but the rules forbid this...
The total amount where the casino screwed me already amounted to about 40,000 dollars.
No, I'm not a casino hater and I'm not offended. Yes, casinos have ruined my life, because of them, I've experienced illness, loss of loved ones and not only these problems. In some casinos I'm in big trouble, but at the same time they always paid me my winnings quickly, or blocked my account without unnecessary questions without bothering me and I have no complaints about them. I'm a fool myself.
We will talk about how to get back their money for the last few months for a number of players who used their bank cards for deposits AND DURING THE DEPOSIT DOES NOT REQUEST AN SMS CODE TO CONFIRM THE OPERATION.
For a bank card issued by Visa, the chargeback period cannot exceed 180 days, and no more than 120 days for the MasterCard system.
If you made deposits to these casinos during these periods, the procedure will be successful in 90% of cases when filing a complaint once and in 100% of cases when re-filing.
Was I able to get my money back? Yes, I was able to. I am attaching proofs of the last refund below: 26,000 rubles, 300,000 rubles, 170,000 rubles, etc.

As of today, I am still waiting for a refund via Yandex-Money in the amount of about 220,000 rubles, it is more complicated there. Since an SMS-Code was entered there, but by filing a repeated complaint I managed to get the case considered by Visa.

Instructions on what to do:

DO NOT SAY ANYTHING ABOUT THE CASINO WHEN TALKING TO AN EMPLOYEE. BLAME THE FOREIGN ONLINE STORE THAT YOU ONCE USED

Write a request to your bank that you want to make a chargeback, having found the necessary operations for the return of the D/S in advance. It is necessary not to make a mistake which operations exactly, since some use a 3D-Secure code and they will immediately refuse us and send us to the police so that we can write a statement there.

In the appeal we write the following:

Option 1 (If YOU HAVE NOT BEEN VERIFIED AT THE CASINO AND HAVE NOT UPLOADED YOUR PASSPORT)
I, full name, passport issued. With a Visa\Master debit card, bank name, found systematic\one-time\several write-offs for a total amount, transaction dates through (indicate from your bank statement who wrote off, usually this is the card2card or VBR service. However, I did not give consent to these transactions and I was not familiar with this service before. In connection with the above, I want to use the chargeback service. Please return my money in full.

Option 2 (If YOU HAVE BEEN VERIFIED AT THE CASINO AND UPLOADED YOUR PASSPORT)
The main thing here is that you immediately come across a competent specialist and the difference will be that you convince him that you did not give consent.
I, full name, passport issued. By Visa\Master debit card, bank name, found systematic\one-time\several write-offs for a total amount, transaction dates via (indicate from your bank statement who wrote off, usually it is the card2card or VBR service. I was familiar with this service, but I did not give consent to these transactions, the service insisted on uploading documents to their system to go through the verification procedure and after that problems arose. In connection with the above, I want to use the chargeback service. Please return my money in full.

In both cases, employees must provide the correct chargeback code.
For a visa it is 57, and for a mastercard it will be 4840.
All.

Then wait about 30-40 days for a response.

If there is a refusal, then write a repeated response, but received a paper from them with this refusal. You write a claim on their paper with a refusal, that you do not agree with their decision and ask to re-examine the situation by sending a complaint to Visa or Mastercard according to the rules, the bank is obliged in this situation to contact the Visa or Master arbitration, where for transactions without an SMS code they take the side of the client, not the store.

THE BANK WILL ALWAYS INSIST THAT YOU NEED TO GO TO THE POLICE AND WRITE A STATEMENT, BUT YOU SAY THAT YOU WANT A CHARGEBACK.


Option 3 (WITHOUT BANKS)
I decided to write to the casino myself that my phone was allegedly stolen, and my card was linked to Google. An employee of Booi casino (PlayFortuna) himself wrote that the money was returned via chargeback.
That's all. I hope I helped someone.

I checked with this lawyer in a private message - there will be no chargeback when using SMS.
BUT! If you report that you have lost your phone, the situation changes.
In general, that lawyer consults in this area the consultation costs 50 euros.

PRIVAT-24
Me: Good afternoon. At the end of last year and this year I had several transactions on the card that I did not make. Please tell me if someone could steal my data and use it for their own purposes without SMS confirmation of the transaction? For example, 4 transactions for **** UAH, one transaction for 1 ** UAH. December 30, 2018
Chat: A chat specialist will be connected within 2 minutes
Chat: Operator K******* Anastasia has been connected to the dialogue

K******* Anastasia
Operator: Good day, (name, patronymic)
Please provide the card number (last 4 digits)
Me: I think the card was old then ***5

K******* Anastasia
Operator: Thank you for your question. I am connecting a specialized operator to resolve it. The specialist will answer within a few minutes.
Operator: The charge was from the service

Me: This is the first time I've heard of this service. I didn't confirm these transactions. I saw all this and decided to contact you, but I forgot. Now I remember.

K******* Anastasia
Operator: We can submit an application for challenge, the review period is up to 120 days
Me: If there were any other transactions from this service, can they also be disputed there? The amounts I told you about are just what I remember
K******* Anastasia
Operator: You must specify the date and amount. A separate application is created for each transaction.

**** Next, I wrote down all the transactions by date for a total of just over $1,000. Notifications about refund requests for each transaction began to arrive in the Privat24 app
Operator: I will need a few minutes to resolve the issue. Please stay in touch.

***** each application has a separate number that can be checked on the website
Screenshot:


It says up to 30 days... I hope the money will be returned in a few days)
The good thing is that I changed this card, and at the bank I said that it was lost.

In fact, imagine a guy who has rolled all his money into putty, let's say not just his salary - but also some savings for a car, an apartment, etc. He has nothing to lose, everything is a complete mess, his wife will find out - take the kids and tell him to fuck off, his relatives will turn away like a leper. He doesn't care anymore whether it's a criminal offense or not. And the quick top-ups are to blame for everything, when you don't need to enter anything, just enter the numbers and press OK.
In my understanding, a casino should not provide the opportunity for super easy deposits and huge amounts without verification, etc. In general, there is a fine line here.

Casino
You previously contacted us regarding a refund.
According to the terms of our project, you agree that the owner of the account is responsible for the actions of third parties on the game account. Also, the rules of our casino contain information that you undertake not to refuse previously conducted transactions, not to cancel them in any other way, not to cancel any operations to place money on the account, and in any of these cases you undertake to return and compensate us for such unplaced funds, including any expenses incurred by us in the process of collecting deposits.
You have the right to file a claim with your bank for a refund of the funds deposited into our casino. But we hasten to inform you that in this case we will be forced to file a counterclaim for an attempt to fraudulently return the lost money. When registering at the Casino, you agreed to our terms and conditions. We also store all correspondence with you, as well as all documents sent by you to verify your account.
We inform you that if our casino wins the case, the user who disputed the payments will be subject to financial and criminal fines for knowingly giving false testimony, cards and accounts will be blocked, and the user will be blacklisted by payment systems as a financial fraudster.
You have the right to act as you see fit. For our part, we have decided to terminate cooperation with you and block the account without the possibility of its restoration. We believe that we have provided you with comprehensive information on all your requests and reserve the right not to respond to your requests in the future.

Best regards, Ilya
Casino Manager

Casino
Well, what can I say... they called again today. I had a long conversation with some idiot from an unknown number, who kept scaring me with Chechens and other nonsense. He said something about his parents, but then I sent him to the Lublin cemetery. They gave me my address at the casino (And my old address is there, according to my old passport). The only conclusion I can draw is that they just want to close this topic, which means they have something to be afraid of.
Yes, he also said something about the court, but which court will he go to and what will he say there? That I play in a casino that should not exist in the Russian Federation? I'm not a fool in this regard and I understand the law myself well, so there will be no court. Today I received a message that the account was blocked))

Of course, you can return the money when there was an SMS confirmation, but it depends on the literacy of the written application and your patience, since you will have to dispute it repeatedly ... In general, I learned the world of chargeback when a large network like forex collapsed and screwed me for about 5 thousand. I attached a copy of the contract, various scans and said that the service was not rendered. Despite the fact that the company was already formally hanging with a 404 error on the site, they still returned my money. Then there was a situation with HASHFLAER - this is cloud mining, as it turned out, a pyramid. I invested about 3k there too, after two months they stopped paying - the yield was negative - they also returned it on the basis of "service not rendered". By the way, I can also say that do not get involved with chargebacks with the grid of victory (Gusar, Rox, Sol Casino, Fresh). They pay through Bingboom, and these have a license in the Russian Federation (Totalizator), and accordingly they can punish you calmly through lawyers, since formally when you pay by card - you pay for bets, and they pay taxes.

Fastpay-casino
I do not support the hype around transaction cancellation. IMHO, this is a scam. The same goes for when casinos cancel winning transactions or use card data after closing. I do not see a fundamental difference between what the player offers and similar methods of earning money from shitty casinos. Softswiss does not have a method of replenishment as a transaction without entering SMS. If such an option existed, they would have 100% introduced it. I think that this is 90% of the reason for the hype around this topic.
This is 100% cheating. And off the record - if it is proven that these transactions were yours, then this is pure fraud. Also, I think that any player who is caught with a chargeback attempt (even if it does not go through) will have huge potential problems with paying out any large winnings in any casino.
- Once again they will complicate deposits, even more complicate verification by cards (a bunch of selfies with a document/card, etc.). I would completely delete the topic - now everyone will start trying - half will end up under criminal law, banks will start to turn around with real returns, etc.

Mdeeee, well, a new stage of gambling addiction, smeared, returned, went to another casino, drained again, returned again. The cycle of money. But this is not fair, we ourselves agree to play from the beginning, so the kaz has nothing to do with it! Think with your head before making a deposit, not your ass!!!

Once again - honest casinos are obliged to prohibit gambling in the casino for players from the Russian Federation, since they do not have a license here, and dishonest ones knowingly take risks!
Have you ever wondered why a bunch of foreign casinos don't allow players from the Russian Federation to play? Think about it.

13. If the money transfer operator fails to fulfill the obligation to inform the client about the completed transaction in accordance with Part 4 of this Article, the money transfer operator is obligated to reimburse the client for the amount of the transaction about which the client was not informed and which was completed without the client’s consent.