How overdue loans from microfinance organizations or banks are buried in court

So, it is consistent with clause 2.1.1.12.6.3. Interest for borrowing a loan (credit limit) and/or overdraft is charged on the date of their payment, transferred to clause 2.1.1.12.4 and clause 2.1.1.12.5. In this case, hundreds of dollars will be charged as much as a month per calendar day for the actual payment for the loan and/or overdraft, from the day the amount is written off from the card account until the day the loan (credit limit) and/or overdraft become a defaulted loan.
Clause 2.1.1.12.6.4 of the agreement between the parties also states that if the amount of the overdue loan (credit limit, credit line), overdraft or part of the entire loan (overdraft) is outstanding for 210 days It is important to note that the date of transfer of the loan (overdraft) to the status of overdue debts must be carried out in accordance with clause 2.1.1.12.6.1. For the excess of the stitched debt, the debtor will pay a penalty in the amount specified in clause 2.1.1.12.6.1 of this Umov. In the case of the city, interest on loans is not paid for.
Well, the parties waited, so that, starting from 211 days of delay in paying the loan, the amount for the use of credit cards will not be charged, and the payment will be subject to a penalty, which, in accordance with the provisions of clause 2.1.1.12.6.1 Umov, The insurance is calculated according to the formula: the base interest rate under the agreement: 30 (the rate charged per day of the loan) + 50 UAH. (one-time use). The penalty is charged on the day the interest on the loan is charged.
At the same time, the panel of judges takes into account the replacement of clause 2.1.1.12.6 Umov, it is clear that for the purchase of a loan and overdraft, the bank charges interest at the rate established by the Bank's Tariffs, based on the rate of 360 calendar days for the family, if clause 2.1.1.12.13 is not otherwise specified (this clause does not apply to elite cards (Platinum, MC World Signia and VISA Infinite).
Please note that on the basis of the indicated credit agreement, the card holder is confirming the card holder is Universal, and in this case, until the disputed legal provisions, the rule of clause 2.1.1.12.13 is established, It is clear that every time the debtor violates the lines of payment of interest for borrowing a loan, specified in the client’s note / document about the mind of lending, pp. 2.1.2 The bank will charge hundreds of dollars for borrowing a loan in the amount of what the borrower actually paid.
In this way, the minds of the loan agreement conveyed the ability of the bank to raise hundreds of dollars throughout the current period of completion of the contract with a size of 30% of the river, as agreed by the parties. With this order, the court is informed about the availability of cases for the reduction of the number of hundreds for the period from June 23, 2014 to June 30, 2017, and we will issue a pardon.

Also, the panel of judges agrees with the superior court of the first instance about the availability of grounds for simultaneously reducing both penalties and fines for failure to comply with the agreement, leaving up to the station 549 of the Central Committee of Ukraine, fines and penalties are one type of civil-legal validity, and therefore they are immediately recognized for the same violation - the lines of vikonannya penny crops are required to comply with the loan agreement about the non-negotiation of the provision, enshrined at Art. 61 of the Constitution of Ukraine to protect the independent civil-legal authority at the same time as destruction. In this way, the court of the case against the accused was able to reduce the penalty and commission in the amount of 4550 UAH.

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Evidence that the parties intended to increase the statute of limitations provided by law, the materials can not be removed.
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In addition, according to the legal position expressed in the decision of the Supreme Court of Ukraine dated January 19, 2014 (right No. 6-14 tss14), it is consistent with the rules for purchasing a payment card, which is warehouse credit agreement, the card is located within the line designated by it. Under such an agreement, which means that the monthly payments for repaying the loan and the end line of the permanent repayment of the loan have passed the statute of limitations (Article 257 of the Central Committee of Ukraine) before the monthly payments begin after non-payment of the due payment, and then repayment of the loan in full obligation with the discharge of the remaining day of the month of the card (Article 261 of the Central Committee of Ukraine), and not the completed line of the agreement.
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In this manner, the court respects the need for satisfied callers to be able to establish a new relationship. In connection with this statistic 141 of the Central Industrial Committee of Ukraine, all expenses are not subject to the reduction from the certificate.
Concerned with Articles 7-10, 13, 141, 263-265, 268 of the Civil Procedure Code of Ukraine, the court, -
v i r i s h i v :
In satisfaction with the request of the Public Joint Stock Partnership, the commercial bank “PrivatBank” will add a line of limitation to the link with the omission.

...the court respects that the bank's instructions to deregister the sums of the debt are superfluous to the minds of the agreement and are not subject to the benefits of the law, since the Bank's purchase of hundreds of thousands of dollars in this case affected the body of the loan and the hundreds of millions of dollars.